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Guaranteed Earnings

Fixed Term Accounts

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Guaranteed Yields

Compound Wealth Calculator

Configure your principal investment amount and deposit term below. Calculations represent compound guaranteed APY payout maturities.

Deposit Principal Amount $50,000

* Interest compounds monthly. Deposit funds are locked until maturity terms expire.

Guaranteed Maturity Value
$50,520
Principal Investment $50,000
Guaranteed APY Rate 4.15% APY
Net Guaranteed Profit +$520
Lock In Guaranteed Rate

Growth Trajectory

Fixed Term vs Standard Checking
5.40% Max APR
Standard Savings Accumulations (0.25% APY) $50,625
Skyboard Fixed Term Vault (5.40% APY Compounded) $65,038

* Compounded performance calculated over a 5-year investment lifecycle horizon.

Guaranteed Yields

Insulated, Safe Capital Growth

Fixed term deposits provide absolute peace of mind. Unlike volatile equities, your capital remains completely insulated from market crashes, generating a precise, predictable cashflow.

1

Lock Investment Rate

Select your lock horizon and configure capital allocation online instantly.

2

Monthly compounding

Interest yields accrue monthly and compound back automatically into the active vault.

3

Maturity payout

Horizon expiration triggers instant principal + interest payouts back into checking.

Secure Your Guaranteed Rate Today

Open a Skyboard account online in minutes and create a high-yield fixed term deposit instantly.

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